holvi
Affordable business accounts directly from Easor
Managing your finances and growing your business doesn’t have to be complicated or expensive. Your company’s finances and accounting are handled in the Easor App, while your banking is seamlessly managed in the background by Holvi.
Open a business account easily online!
Low operating costs
Low transaction fees, with no hidden costs. Save on bank transfers, international payments, payment cards, and data transfers.
Use the Easor App for convenience
The company's finances, invoicing, and bookkeeping are all handled in Easor, with financial matters managed in the background by Holvi—without having to switch between tools.
Easy and free account opening
Open an account quickly and easily online with no setup fees. Connect Holvi and Easor in just a few clicks, and you’re all set!
Holvi business accounts at a special price for Easor customers
Save on your business banking costs with Holvi and Easor—whether you’re a sole proprietor or an SME.
With the no-monthly-fee Flex business account and the versatile Business account, you can manage your company’s finances in Easor—while your money flows seamlessly in the background in Holvi. Data is automatically transferred between Holvi and Easor.
Business accounts and pricing:
Holvi Flex
For sole proprietors and microbusinesses-
Business account and Finnish IBAN (Add accounts for 3 €/month)
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Bank connection to Easor
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Bank transfers (SEPA) 0.25 € per transfer (Transfers between Holvi accounts: 0 €)
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International payments (SWIFT) 6 € per transaction (2.5% currency conversion fee, 18 currencies)
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Get your Holvi Mastercard virtual card right away; add it to Apple Pay and Google Pay (Add cards for 3 €/month)
Holvi Business
For small and medium-sized businesses and startups-
10 business accounts + 5 payment accounts with 1% interest (Additional accounts: 3 €/month)
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Bank connection to Easor, no additional fee for data transfer
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500 SEPA payments per month; after that, 0.10 € per transfer
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International payments: 5 SWIFT transfers per month; additional transfers cost 5 € each (1% currency conversion fee, 18 currencies)
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Holvi Mastercard cards for teams: 5 physical cards & 20 virtual cards (Additional cards: 3 €/month)
See the price list for the Flex Business Account and the Business Account.
Free Flex Business Account for Small Business Owners
Free and flexible business account
You only pay for what you need—no expensive usage fees or hidden costs.
Manage everything directly from Easor and save time
Pay, invoice, track, and record everything in one place, without switching between tools. Everything you need syncs between your account and Easor.
Get started quickly, with no setup fees
No setup fees, no waiting in line, and no unnecessary hassle—you can easily open an account online.
With a Business account, your company’s growth won’t cost a fortune in bank fees
Save on operating costs
As your business grows, so does your payment traffic. But growth doesn’t have to cost a fortune.
Use what you need
You can transfer part of your company’s banking needs to a Business account and use another account alongside it. You’ll still save money, and by diversifying, you’ll also manage risks.
Take your efficiency to the next level
Cost savings don’t mean unnecessary extra work. Manage your accounts seamlessly through Easor and maintain a comprehensive view of your finances.
Frequently Asked Questions About Holvi's Business Account
What is Holvi?
Holvi is a Finnish payment institution founded in 2011 that holds a payment institution license issued by the Financial Supervisory Authority. Today, more than 20,000 Finnish companies have an account with Holvi.
Is my money safe in Holvi?
Holvi offers bank-level security. In practice, this means that Holvi holds all customer funds in separate partner banks. This ensures that the funds are protected by the deposit insurance provided by the banks.
How long does it take to open a business account?
You can fill out the information required to open a business account online at any time, and it takes about half an hour on average. After that, Holvi will review the information and documents you’ve submitted within a few business days.
How does the connection between Easor and Holvi work?
With the bank connection, transaction data from your Holvi account is automatically transferred to Easor. It also allows you to make payments from your Holvi account directly through Easor. This way, your account and financial management work seamlessly together.
Can I use a Holvi account alongside my current business account?
Yes – by using multiple business accounts, you can not only spread your risks but also save money. You can add multiple bank accounts to Easor and manage them conveniently from a single place.
What kind of business is Holvi suitable for?
Holvi is suitable for businesses of all sizes, from sole proprietors to small and medium-sized enterprises. Holvi’s business accounts, cards, and service packages flexibly meet the needs of different industries and growth stages.
Business Accounts from Holvi
Easor’s business accounts are provided by Holvi Payment Services Oy. Holvi is a Finnish payment institution founded in 2011 that holds a payment institution license issued by the Financial Supervisory Authority.
From the very beginning, Holvi’s goal has been to make life easier for entrepreneurs and businesses, and today it serves over 20,000 companies in Finland, ranging from sole proprietors to SMEs.
Holvi offers bank-level security. In practice, this means that, in accordance with the Payment Services Directive (PSD2), Holvi holds all customer funds in separate partner banks. This ensures that funds are protected by the deposit insurance provided by the banks. In the unlikely event that Holvi were to face financial difficulties, our customers’ funds would remain intact and secure, separate from Holvi’s balance sheet.
